Christian Baltes — senior product leader with 15+ years across FinTech, compliance and digital product. Today: AI products that hold up in exactly those demanding contexts.
I have been building digital products for 15+ years — mostly where regulation, trust and user-friendly design need to align at the same time. Today I translate that experience into my own AI products.
Background: Telefónica (Mobile Financial Services), Wirecard, founder of Mirrorized GmbH (IoT/crowdfunding), Head of Product at PM Immobilien (90 % digitalisation, +20 % profit) and PPRO Financial. Today I combine all of that with an AI master at IU.
Focus areas
Career highlights
From use case to a roadmap that holds up — including build-vs-buy, data setup and risk view.
FinTech, banking, compliance: AI solutions that pass the EU AI Act, GDPR and internal governance.
Operational transformation, cross-functionality, clear outcomes instead of process theatre.
From concept to a working prototype in weeks, not months — with modern AI tooling.
Both products combine product mindset, regulatory understanding and AI-driven automation.
A co-parenting web app that replaces WhatsApp chaos with structure.
Audience: Separated parents, blended families
EU AI Act compliance for German SMBs — understandable and automated.
Audience: SMBs, IT and compliance leads
First idea, concrete project or just to say hi — the shortest path is via this form.
Or direct:
christian.baltes@gmail.comAddress
82064 Straßlach-Dingharting, Germany